💳 10 Amazing Digital Wallets for Online Payments in 2021

For the past couple of years, COVID-19 has steadily made the financial sector take 360 degrees by integrating tech to evolve buying and spending. It has been just two years and almost 150 Americans have chosen to switch from credit and cash to online digital wallets.

Surveys have shown that at least more than 98 million Americans find digital wallets far more convenient and secure, as opposed to carrying cash and credit cards.

Formerly known as e-wallets, digital wallets use mobile apps that store credit or debit card details from one place. This allows users to make cashless, in-store purchases using their devices.

They can be used for various things, such as digital rewards, tickets, room keys, boarding passes, and many more things.

The Best Digital Wallets for Online Payments in 2021

1. Curve

Download: Android | iOS

Curve happens to be a UK fintech company that has made its way on the list as one of the best digital wallets. Started in 2015, this top digital wallet gives its users a smart card and an app that lets the user aggregate and manage all their bank cards from one place.

As a digital wallet, Curve makes it easier to manage expenses and it also gives many benefits. Even though it is not a bank, Curve is a service that is built on an e-money background.

However, for the time being, it is only a payment and ATM card for now, and money cannot be transferred. Please keep in mind that even though it is one of the top online wallet apps, it will not replace your bank but instead all of your bank cards.

This digital wallet can sustain cards from different currencies, and it also applies the fee-free foreign spending policy all while continuously adding additional features.

Key Features

It provides unique services, which allows the user to be able to operate all of their cards with one.
They also give a premium subscription option that has many benefits, for example, travel insurance.
It is deemed as one of the best digital wallets because it is easy to use and has a good user experience.
It is one of the free digital wallets that makes it easy to open and maintain your Curve account free of charge, and at no monthly cost.
Curve helps manage expenses because it has monthly and daily limits on ATM withdrawals.
The Curve Card is linked to an account that stores e-money (issued by Wirecard Card Solutions Ltd), which allows payment cards that are used to load the e-money account.
Most Visa or MasterCard debit or credit cards can be added to the user’s Curve account. It does not support American Express, Maestro, Diners Club, JCB, or UnionPay cards.